Contracted Empire Today 588-2300 to replace a kitchen floor and was approved through there financing for $1607.00, with a 0 percent interest for 12 months.

I never was late with a payment and was never charged any interests until the 12 months were up in JAN 2008. I now owe a balance of only $400.00 I was never told that I would be charged an astronomical $$ amount of interest on the whole loan which was $1607.00.

The interest was only to be on the balance due, and I was never verbally told the true circumstances of this agreement. If I were informed correctly, I would have paid it off much sooner!

I am very disappointed to find that Empire Carpets would deal with such a financing company that would do this to there loyal customers.

So, my balance of $400.00 is now $846.00 which is an interst charge of $346.00 based on the original loan amount . I will dispute this with the company and request for immediate assistance in this matter.

Disgusted!