Do yourself a favor and stay as far from them as possible. It's not worth the few bucks you could possibly save and in the end you may not save much at all if anything. I found out that they don't even do the settlement, someone else does (and they are clueless) even though they say they do. I purchased my new home and I'm now worried that they probably will not be around to protect me in the future if needed and my bank may come back to insure their part. They will feed you a line of bs but trust me, listen to your Realtor and Loan Consultant. They said they work w/ all lenders, which is probably true but not all lenders don't work with them and now I see why. There was a process to go through with my bank that held up closing and almost cost me rate money.