In November all I wanted was a single credit report. that is was what I signed up for I thought. I got my report however once Equidata got my card number they automatically signed me up for services I did not want or need and started billing my card $12.95 a month. When I called them on it they said I had to cancel the service, the service I never asked for and did not know I would be signing up for. They also claim to have sent a monthly report which I never got in the last 2 months. They said it went to my Verizon.net account but what goes to that account also goes to my Mac email account. Be vary wary of doing business with Equidata unless money is no object. Maybe I missed something in the small print when I asked for one credit report. This is about how many companies arrange and manipulate a transaction or offer to deceive in order to get more business.