I called my bank account on April 4 2007 to check my balance to see that i was overdrafted by 149.95, I immediately went to my bank to see why and found that Ever Private Card had made a withdrawal of 49.95 that I never authorized. They are refusing to refund my money and my bank is now going to have to file an affidavit with the loss department to try and get my money back. I want to file a class action suit against this company and i want find out where they are located. Any information will be helpful.