On 10 22 2009 I gave a check for $3, 382.00 to a rep of fidelity law group and recived a welcome packet prepared by michael j. schunk managing partner not once did I recived any assistance.shortly there after I was told by BAC there were no available options for modification. YOU WOULD THINK THAT FIDELITY LAW GROUP WOULD HAVE KNOWN THAT I DID NOT QUALIFY BEFORE THEY STOLE MY MONEY. Iam retired on a fix income.