Like many other retailers I was first scammed by Merchant Lynx Services who never informed me I was being charged $37/mo. for a credit card terminal. When I tried to cancel no one would answer calls, and I found it impossible to contact them online. I returned the machine months ago, closed the bank account they were using to charge me a monthly fee, and I get letters weekly threatening to ruin my credit. No one answers their phone line. They call my business with a recorded message, but when I wait for a real person, five-ten minutes passes with no one answering the phone.