They advertise as if you're going to get a credit card with a $7500 credit line when in actuality you can only use the card on their site. There is a $2.78 processing fee which makes it seem like a great deal, right? WRONG! After the 7 day trial, your credit card is charged over $70 every month for various fees. The products are a third higher than they would be in stores and you have to put down the entire downpayment 100% out of your own money. Don't fall for the fake reviews from the other people on this page!! This company is a scam and they DO NOT report to any credit bureaus so this program DOES NOT improve your credit as they claim it does. They're not registered with the Better Business Bureau and have changed their company name over 6 times. Don't get taken for a scam like I did by these con artists!