LARRY BRAND IS A SCAMMER he is afilliated with ELWOOD SPRENGER to recieve loans from MTG companys pretending to open an office in their area and merge with the company. You submit the loans to them they do't return calls, never send you the contracts, AND THEN TAKE ALL THE COMMISSION DUE. BEWARE BEWARE. Check out ELWOOD SPRENGER They Hire and never pay!!! DO NOT DO WORK WITH THESE PEOPLE THE HAVE LEFT A TRAIL FROM CALIF> TO NEW YORK.