Having financial troubles went to Fl CommerceCreditUnion. Told not to worry it would be handled! Did not get a HUD until the day of signing which was 4 th day after the 3 day wait period! We were given a rate that was outrageous. We had told creditors we were getting the checks that day and the bank knew it. If that was not the case we would have walked out. Tried to call the Manager but she won't take my calls since that day. It was a terrible way to treat people when they are down. Especially a bank. This has cause so many problems, we may lose are home.