I too was taken in by the "pay shipping only" deal along with a promise of a $5000 Amazon . com spending spree. From the day I commited to the product, I was concerned. I recieved it 2 days ago and decided to research the product. Thats when I came upon this site. I called my bank and they said they had not yet recieved any charges from FWM except the 3.95 shipping which was paid. I immediately cancelled my credit card and am having a new one issued. I just want to thank all those who took the time to register their complaint on this site. Those efforts saved me money, time and aggravation. Thanks