GE Insurnace credit card is a fraud for advertising dental insurance (which isn't dental insurance )for 39.50 per month and now and then start charging you like a credit card and then accepting people on social security who doesn't make alot in the first place and then try to debit there account for the whole amount which is more than what they recieve a month, and cause the account to be over drawn not once but twice ...all of this was known before their acceptance into the program. Now if this is insurance then the premium stay the same, then it can be called insurance, if this is a credit card then a amount/limit should be given with an approval but GE bank is a fraud/deseptive/misleading /untransparent and some one needs to advocate and let justice rule.