I have taken Loan with Ge Money for Washing Machine. When I have signed the contract and issued the cheques then I cleared that Cheque Date should be after 07th of every Month. Because I will my EMI on the basis of my salary. Then showing the Irresponsibility by Ge Money they put a Cheque date of 04th of every Month. When two cheques returned and I refused to pay EMI and I have suffered cheque bounce charges 500/- from my bank. then Ge Money assured me to not charges any kind of penalty and I paid EMI in Cash. Now when my Loan is over the GE Money told after We will give original documents after payment of penalty.