GE Money Bank d/b/a Care Credit Cards has quite a bate and switch going. They tell you all about deferred interest and then don't give it to you. I paid religiously on my account a dental balance. Now they tell me I was late (I wasn't and have documentation to prove it) but they charged me the interest anyway. I have called, written and called again. I recently got a letter from a collection agency on this account even though I paid them this month. They hung up on me once and then I got another rude individual who told me too bad. I will pay off this account and NEVER do business with them again.