I applied for a credit card thru Walmart a year ago. These cards are issued thru GE Money Bank. At the time of issue I was told I had a $650 credit limit. Over this past year I have paid ontime, every month and paid 5-6X the amount of the payment due. All of a sudden I get a statement saying I owe $357 and have a $360 credit limit. When I called customer service to ask why I was only told that I did not meet their "criteria" for the $650 limit. My situation has not changed in the past year. I have EXCELLENT credit with them. How can they just lower stuff for the hell of it when you have done NOTHING to warrant them even checking your "criteria"??? When I asked what the criteria was I was told that they could not tell me. What a crock!!!