These people approach me and told me they can check my credit score, so I gave them my personal information this happened june 2009. and after 2 months someone called me and demand a payment of a jewlry that I bought with them. As of Nov. 24, 2009 its now amounting to $14, 174. How am I suppose to pay that? I am old already. And also its now affecting my credit score, I cannot even help my daughter to buy a new house because of my score. Please advice me how to close this account. I already called this company but they keep on threatening me to pay the loan that i never use, they keep on insisting that i ordered the jewelry. I'm 67 y/o, i just asked my grand daughter to help me flag this report.Please help me solve this problem.