This is a huge scam.. Geo sales representatives do NOT fully disclose all details.. PLEASE READ ALL DOCUMENTS INCLUDING (THE PUBLIC OFFERING STATEMENT) BEFORE SIGNING ANYTHING!! Sales reps told me not to worry about reading all the info "We don't expect you to read all this info now, you can read it later and let us know if you have any questions". You DO have 5 days from the signing date to revoke/back out.. Make sure you read everything! It's all in writing, but sales reps are very careful to deter you from seeing/reading key information. Don't be another victim.