My mom asked me to apply for a loan so I went online to check for sites. I saw one and applied using my name but using my mom’s bank account since she was the one that needed the money. Days after, my mom was yelling at me, told me that someone charged her $49.98. We called the company that charged her and they said that it was for some membership that I applied for. I didn’t remember that I applied for anything but apparently, I ticked yes on some pop ups when I was applying for the loan. Since my mom’s account was used for the transaction, they said they could go ahead and cancel it and for the refund, my mom talked to them and gave her money back. So yeah guys, it happens and you really gotta be careful on what you click on sometimes. I know this company and it kinda sounds dubious but they actually gave my mom her money back.