I too signed up for a loan because I had a medical emergency. I found one and sent an application. 10 days after, I saw a charge on my online account so I called my bank right away to ask who authorized it and they gave me that company’s customer service number. Called them up and they told me that it was a third party membership or like a third party service center, I can’t remember. I asked for a cancellation immediately and a refund of my $49.98. They said they cancelled it and I was gonna get my refund after 3 or 5 business days. Well, they kept their word and I got my money back but it was a little after 5 days.