For some people it would appear to be strange but its true. Visa, the company has cheated me like anything. It happened like I purchased some stuff from my credit card under my credit limit.

Generally, the credit card companies provide us a certain time period to pay the amount. In my case when I submitted the amount for my shopping within the time frame which was 45 days, I had paid it on 43rd day, but when I got the statement in my hands, it was found that I had been charged of delay in payments.

This is unacceptable. How a credit card company can charge like that?

I called the company head office so many times, but the concerned person was unable to solve my problems. Till today, I could not get a single penny in refunds.

Can anybody help? What should I do know?