I paid them my last $99.00 in desperation trying to save wmy condo from going into foreclosure...they promised that I'd get approved for a loan but all they did was email me a list of banks that deal with folks with bad credit...three of which I alreaqdy had a credit card with...what a joke! Then they gave me the run around when I asked for a refund. Currently they are being investigated by the US POSTAL & FBI for mail/cyber fraud.