Good Sam Visa Card, we have had the card for over 3 years and never have missed a payment, we loved the Rewards Program on this card as we are avid RV’ers, we charge and average 5 g’s a month and pay it off for the point. This past month we were close to the limit and due to being away on vacation I was really not watching as close I should have. When they posted the interest it caused the card to go Over Limit, as soon as I saw this I made very large payment bringing the balance to almost 00.00. OK, 3 Years Never Late..So due to going Over Limit they are Raising the Interest to 27% from 11.9 and have Refused to do anything about it, I called Good Sam to Complain they say there is NOTHING They can do for this Life Time Member , We have Closed the Account and urge Anyone Looking at getting a Good Sam Visa to Beware and Stay Away from them!