Over the past two months, I have unknowingly been enrolled in a scam...On my bank statement, the phone number 800-712-722??? (not all the phone numbers are given) --the last number is x'd! The charge is $9.95 for "membership" (for what???) and an 8 cent international service charge...The INTERESTING thing (besides the fact that I have no idea what this is for) is that the charges are showing up as if I where physically using my card (POS/EFT) and not as a credit card...I originally dismissed the charges because I thought they were something else I had purchased for the same amount (which was actually a few days earlier)...I also have found "web access" charges later in the month for $4.95 for a different phone number--the phone number also has the last number "x'd" out, an international charge, and shows as a POS/EFT charge. Both charges originated in Feb. I have only begun to investigate but will ask the bank to look into the "Google Success Kit"...