DO NOT USE THIS COMPANY! When I first called I spoke to Michelle who was extremely nice and made big promises for the ability of the company. I was then passed on to multiple people within the company, submitted the same information to them multiple times, paid them $3, 000 and now I am just $3, 000 poorer. They are useless. When I first called the company they said if we cannot help you can have your money back. I complained about the lack of service and was told they did what they said they would and have not received any money back. Keep your money and deal direct with your mortgage company. Kelly Strickland is a crook!!!