I ordered a cd for receiving information on grants through the government on 2/3/2009. Paid $2.95 for shipping and handling of 'free cd'. Got a call on 2/5/2009 from company & they said were sending me a $30 cash for joining to be used for anything, plus had 21 days trial period to cancel membership if I wanted. They promised an email same day outlining this information. Never got email. Talked to Emilio @ 1-866-549-0240 (customer service). Still have not received cd; cr card was charged the $2.95 and called them today at same # in last sentence because I was charged 2/11/09 with $68.13 from MyGrantDollars. They say this is different company and they did not charge this. I cancelled my membership any way. I don't really know yet who MyGrantDollars is and how they got my cr card #???????? I am going to bank tomorrow 2/12/09 to dispute the charge of $68.13, no matter what. Good grief, when will I learn not to fall for these 'scams'...no one will ever get my card over the phone again!!!