I dealt with an alleged company, Granton Services who promised me a $20, 000 loan with a securement of $1615 which would be the equivalent of 6 months pmt. I thought this to be fair since I do have mars on my credit report. The loan was to purchase a trailer. After getting papers sent via email and then faxing them back, I transferred the required funds. They chose to use a Moneygram. It was promised that I would get the loan direct deposited in my acct the next day. No such luck and when I called I was told that I needed 6 more months up front as per the lender to get the loan money. I then told them I insisted they refund my money and was reassured I will recieve the money in 30 days via certified check. NO email to back this up and when I asked for it via regular mail he said no, email. These guys are scammers who also deal under the name Essex Lending out of NJ and I want them caught and stopped. I also want my $1615 back since they are crooks in my book. If anyone has any info, please refer to me. We can do this together.