My daughter gave me a greendot mastercard for my birthday. When I activated it they automatically deducted money. I used the card for a few purchases and than when I tried to use it a few months later it was declined. Said my temporary card had run out and I needed to get a permanent card which I than received a week later. When I went to check the balance on the card (I knew how much I should have still open) they stated I owe them money. Seems like there is a $3.00 monthy fee deducted from balance on card and everytime you update it they charge a $1 fee so now I owe them money. BULLSHIT!!! Please tell everyone you know this card is the biggest rip off you could find. Why does this happen? Where are all the regulations they have put on the credit card companies?