6/15/2010 Gregory Lomba took $6, 000. up front for Loan Modification Services and refused to refund the money as per agreement after the loan modification was denied(11/3/2010). I was referred to Gregory Wayne Lomba through Karen Douglas VP of Stonecastle Land and Home Financial in Danville, CA who is friend of my Realtor(known 5 years), and Launa Stach owner of Thats a Wrap in Brentwood, CA. Greg Lomba showed me his CA Real Estate License #01396467 which I later found out was revoked 12/31/08 . You need to be a Lawyer or Licensed Real Estate Agent to provide Loan Mod. Services in CA(Greg is neither) and cannot take up front fees. I later found out that Greg Lomba previously worked for GDS Funding, Inc#02744382 (suspended), and OF Lending Group(cease and desist), for doing the same thing. I also found numerous other people living in the SF Bay Area who were also scammed by Gregory Wayne Lomba within the past year.