Called to cancel due to expenses going up have not received anything from them and they say all they can do is lower the monthly payment and extend the number of payments. That doesn't really help anything to tell the truth, I missed the deadline for canceling but I did try calling them several times and because I didn't want to use my minutes on my cell phone did it from work and couldn't stay on the line for ever. Do not really understand why something like this cannot be canceled.