I bought a Harley Davidson motorcycle through Harley Davidson financial services. My payment is $465 a month and I have had the bike a little over a year. I pay my bill every month but there are times I pay late. I pay my bill online and was not aware that there were two late payments that I did not pay. Harley financial looked up my neighbors in the white pages and contacted two that I know of and asked them to tell me to call them because I would not answer the phone. They called them several times until they finally answered the phone. My neighbors contacted me because they wanted me to know that were being harassed by MY creditor. I contacted Harley to find out that they were hunting me down for late fees that totaled $80. Is this legal for them to contact my neighbors and harass them to contact me??