My home insurance policy went from $1300 to $2000 because Hartford changed the fire protection provider from Germantown Hills FD to spring bay FD which is approx. 7-8 miles away! Called them up to make the correction and was told the underwriters have already decided spring bay FD was my fire protection dept. and they were not going to change it! Ignorance is blissfull at Hartford! I pay real estate taxes to Germantown Hills FD and I have their blue location sign out in front of my house.