Sir,

I have a major complaint about HDFC Bank Limited. I am an NRI and I had a Fixed Deposit for Rs.1, 00, 000.00 and the maturity date is today (Tuesday, 27th July 2010). Since I had an emergency, the sme was liquidated on 21st July 2010 (Just before 7 days of the maturity date). Now the Bank says, they will not pay me the interest on my Fixed Depsit due to early liquidation of my Fixed Deposit. Their representative Mr. Rajesh Totalia had told me over phone that if the Fixed Deposit amount is below Rs.15, 00, 000/- and apply for early liquidation, they have no provision to pay interest. It means the customer has no right to demand interest on his Fixed Deposit and he has to bear a loss for his mistake by choosing HDFC Bank a deposit?. I would like to seek your kind opinion as to how I will be able to get the interest on my Fixed Deposit, till the date of its liquidity (21st July 2010).

The interest offered is 3.35% per annum, as per their Original FDR Available with me.

Best regards,
Vaniyapillil Sivasankara Pillai Sureshkumar