My husband is 49 year old male, former Harvard University profesor. Later he was active at stock market. Until today he depens on the stock market as far as living. During the Clinton administration he work as an advisor for domestic policy at Clinto's staff, last year as an advison on board of our future president O'Bama. Due to few surgeries he had to undergo at the time of his teaching at Harvard he was turn down repeatedly by several insurance companies. From time to time he does apply, but he is always turned down. Now it is more of a trend, the insurance company simply look at the history, see that he was turned down in past and will not insure him. Our 16 years old daughter has several health problems, which are putting the family through much of financial stress. Is there anything we can do to get my husband insured? There is no logical reason why he should not be insured, but we cannot get to anyone at insurance companies, who would be willing to speak with us. Please, could you advise us? Thank you very much.