This guy is a liar. He processed my info without even asking me. Then I got an insurance package in the mail along with a bill for 3 months. Furthermore the plan that he was talking to me about was not even what he sent me. Then I call and he says well sorry nothing else I can do.. I said cancel and still to this day I am getting a bill. If you are dealing with a Rodney Misiak in IL beware, he is full of it..