I filled out an plication for merchant account with highriskpay.com. My account was approved 3 days after i applied ((While i was waiting for their response i found a better Merchant Service Provider)) So as they told me that i was approved i told them that i do not want their account. 4 month later i found out that signed me up anyway and been charging my checking account all this time. Turns out that their application is an agreement as well. Anyone had the same problem with them?