Home depot agreed to design my kitchen cabinet in Dec 2008. The designer took wrong measurement and ordered wrong cabinets for $4, 600. The cabinet came and couldn't fit my kitchen, some of them were damaged at delivery. I tried to return to store and the store wouldn't take it. I manage to return to the trucker subsequently. Home depot wouldn't refund me the money. They claim to have given me cash in lieu of return for $2200 where as the store employees took the cash on my account. I am stuck with citibank credit card which is charging for 4, 600 and interest at 27% every month and late charge $39. I was writing and calling home depot and citibank over one year and nothing happens, recently i get collection calls harrassing me. Is there any suggestion so they don't ruin my credit score.