My husband and I purchased wall to wall carpet for our mobile home in 2003. It was a promotioon for 6 months, same as cash. Needless to say we didn't pay it off in the time allowed. We made payments for about the first year, and decided to get a loan to pay this bill off. We sent GE Money a check for about $4200. thinking the account was paid in full. Wrong. There was a balance of $74.00 which I ignored, because I assumed the account was paid. Another big mistake. So since 2004, I continue to pay on this account, not always on time, I might add. This account has gone from a balance of $74.00 to present. My balance as of today is a whopping $704. I feel I have more than paid this account in full, but because of the interest, penalties, and overlimit fees, I am still paying for a carpet I purchased in 2003. Talk about being overcharged. I have made numerous calls to GE Money to get this resolved, but I am not getting a satisfactory answer to my questions. What can a person do? I have been paying for a carpet I purchased in 2003 for $3495. and am still paying. That is 6 years or more. Talk about being over charges!!!