This company disguises themselves as a "credit card". I received my card only to find out it wasn't a credit card at all. The card can only be used on their website. Once I went to the website and entered my card number and zip code it would not let me enter the site. I want my money back because this card is the biggest rip-off I have ever heard of or been sucked in by. I needed a credit card to help with financial woes and instead I got ripped off and taken advantage of. Don't get sucked in.