I ordered a book from hotbooks.com in November 2008, put the charge on my debit card. Didn't think anything more about it till I went to balance my checking account online as always. Discovered an unauthorized charge of $29.95! I called the company and was told that I authorized this charge as a membership in Smart Savings. I told them I did no such thing and I wanted it removed and my money returned. They weren't thrilled about giving me my money back, until I got irate. Then I was told I would no longer receive savings and that my money for this membership would be refunded in 10-14 days. So once again today February 15, 2009 another unauthorized charge was done this time for $1.00. I once again called them and was told this was my membership charge again! This time I was screaming mad, it takes a lot to rile me. In my personal opinion only a $1.00 was charged to my account to see if I was paying attention and then who knows what would happen after that. What is up with these people. I will never ever go back to hotbooks.com, haven't since November 2008. Please be extremely wary of hotbooks.com and this company calling themselves Smart Savings. I demanded that they take my debit card out of there system and was told it was done but...I don't trust them at all.