This was a credit card I had no idea my mother had. She died. But I know my MOM never had a balance on a credit card. I called HSBC- They said send a Death Certificated --did that. Well to date my father has gotten recorded threating phone calls--right around 9pm. The bill as grown from 50 to 172 dollars, gone to collections and because I am not the cardholder they will not talk to me-Yep the Privacy ACT.

Also if you want to buy a gift card for someone at Costco--you can't unless your a member--does not matter if that Gift Card is intended for a member-they just will not work with you.

Gosh darn, I have so may Holiday stories to share--kinda like HSBC and Costco totally suck!!