My mother previously paid the outstanding by cheque, however they made a mistake... and never say why and what and how... the credit account shown a insufficient fund for the payment. They admitted is their mistake and told me that has fixed the problem already. My mom is now still recieving letter from them showing an outstanding due to that event and recieving calls from credit department in very rude tone. Why do they always have to start with a "owe them a billion" rude tone, ? is that how they trained? Is so disgusting! And I can never find a right place that can make that complain to.