yes, i had a debt with this company received numerous harrassement calls if i did not pay how it could hurt me in the future and alot of other bull crap i did not want to hear. When calling and trying to work something out it is impossible to do because all you receive back is attitude and they say how their helping you out, if i was saved I would of told them a couple of things to set them straight. I later found out that it is impossible to make a customer complaint because everybody else in that company is rude also. This is what tops the cake, when paying them off finally they give me all types of excuses why I cant received an recepeit and how many hoops I have to go through to get one. Some one needs to do something about this! immediately because no human should be talked to like that or harrassed !