I have always paid my bills but I lost a job and had to move out of an apartment and terminate my lease early.
I am so depressed about all of this. I tried to get the Apartment manager to workout a payment arrangement with me and she did offet to take 400.00 a month. With no job it was imposible for me to make that much of a payment I asked her to please take less until I went back to work, she refused.I called the apt community a few times left messages and seriously tried to work something out. When I finally did speak with her again she was very abrupt and said she had already sent it to a collection agency.
So here I am with an oustanding debt of 2k with no way to pay it. I am working part time right now and just barley paying my other bills. I received a call from HW, she left a message and I returned the call a day later.
I already know they want the money, I dont blame them. If I had the money I would have paid the apartment community.I am just really depressed over all this my credit rating has always been excellent and now it will be worthless. I dont know what to do! I am not a deadbeat but everything I read on here says that I am, at least according to HW.Can anyone please tell me the best thing to do about this? If I make payments to them will they take it off my credit. Should I pay HW or the Apartment Community? I am trying to sell my car to come up with the money so I hope I will have some money soon.Should I talk to a lawyer? I cant rally complain about HW right now because they are just doing their job. I just dont want to be treated like a pos because of all this.
PLEASE HELP EVEN IF YOU ARE FROM HW

I received a call from Kelly, at Hunter Warfield about a bill that I am late on. I tried to explain my situation. She would not listen to my situation. I know that I am late and when I have the money the company will be paid. I had a 750 credit score, there really was no reason for this. I do not run from my responsibilities, but if you don't have it, you don't have it. She would not listen, just decided to put me down and then started yelling at me. Now I will not take any calls from them.

I found out I had a debt on my credit report from an apartment community that had been turned over to Hunter Warfield for collections 2 years ago. My credit report stated one amount, when I called the apartment community the amount was $25.00 higher, and they referred me to Hunter Warfield to resolve the debt. When I called Hunter Warfield, they insisted the debt was yet another $20.00 higher than the original on the credit report (which was just ran yesterday). HW explained it was interest... When I tried to get the interest negotiated, they did not want to hear it. This debt was due to cleaning fees from an apartment for an oven cleaning and removing a table from a patio. When I agreed to pay the higher balance, they asked for all sorts of personal information, including a friend or relatives phone number - even though I was paying the balance in full. When I would not give this information, I was hung up on. When I called back, I was placed on hold for an extremely long time and hung up on once again when I wouldn't disclose a friend's number. I finally spoke to a supervisor on my 3rd call and was able to get a pin number to make the payment online without disclosing a friend's number (which the prior associates would not do in the previous calls). This company is extremely rude.

I had never recieved a notice of debt from this company. They called my work and then was rude and threatening me to take legal actions against me. I tried to explain that I was going thru a bad divorce and my husband was responsible as well they said yeah but you need to pay the whole debt I offered to pay half and they could talk to him on the other half they refused . Sandie Foster