I am suffering from very bad experience through ICICI Lombard Peoples, i had taken one policy "Family Floater Health Insurance" from ICICI Lombard, on 13th May-08 at 5.15 p.m., as under the guidance of icici lombard executive Mr. Pravin Shinde i have wrote "preexisting desease" in the policy..bcoz of that my policy showing Waiting approval status..again i have got the call at 6.00 pm and he said u have fell wrong form and again he taken the fresh policy from me..two times my money debited for the same policy due to the icici lombard executive..and now they people sayin that for cancellation we will deduct 25% of ur policy amount..please guide me for this