I FILLED OUT A ONLINE FORM FOR A PAYDAY LOAN AND IT DIRECTED ME TO LAST CHANCE ID THEFT PROTECTION IN AT THE BOTTOM OF THE PAGE IT SAID CLICK HERE IF YOU DO NOT WANT TO SIGN UP FOR THIS ROGRAM AND I CLICKED ON IT AND A BOX POPPED UP THAT SAID YOU HAVE CHOSEN NOT TO SIGN UP FOR THIS OFFER AND I HIT OK THEN I CLOSED THE PAGE THEN I FIND OUT THAT THEY WENT INTO MY ACCOUNT AND TOOK 31.98 AND IT PUT ME IN A NEGATIVE IN I WAS CHARGED A 25.00 OVERDRAFT FEE BY MY BANK BECAUSE OF THEM IN I WANT MY 56.98 REFUNDED ASAP OR I WILL BE TAKING MORE SERIOUS AND LEGAL ACTIONS INCLUDING A LAWSUIT