I was charged $14.95 from this credit site. Note that it did say FREE credit report! The website said nothing about a charge or monthly fee. I went to a credit site because a job I was applying for requested that they review my credit score. Well, I'll never make that mistake again! I want my money back and would love any additional information about this company, I'm having trouble finding a phone number for them. Also on my account it mentions this company called Direct Mark-Subscrip. Beware of that also!