Margo Grunfeld of the International Underwriters Group took 2% of a 5, 265, 000.00 promised bond. American Panel & Truss deposited 105, 300.00 into a USA based bank. We have records showing the transfer of funds going to the International Underwriters Group account. On three separate occasions, IUG promised to refund our 105, 300. To this date we cannot find this group and retrieve our money. I have every email and contract that was proposed to APT. Please Help