Made a payment in Feb., to the Jacob Law Collection Group in MS. It is a past due Walmart account. Bal., was $480 (ish). Called last night 3/3, to make another payment. Was THEN informed the agency charges a $20!! EACH time processing for the payment that comes out of our checking account and 24.99%. I checked the letter they sent me stating my balance and confirmation of last months payment, NO WHERE does it say anything about a processing fee. I offered to send a money order, they said NO. How is this legal? I wasn't told of the fee, nor is it in writing. These people can just charge consumers a $20 for each payment and such high interest fees?