I have just been turned down for a Jcpenney credit card, I have a $25, 000 Car loan out, and had a $107, 000 home loan last year, and we are now being approved for a $259, 000 Home construction loan, and the reason for this was " I have insuffiecent Credit history... HMMMM does not sound this way tom me... I and VERY dissapointed I was just at my bank two days ago for this loan... my credit scores have gone UP drastically over the years, I just got a Mastercard in the mail, three days ago...I totally am VERY upset with this desicion you have made!

Tracey Finck