MCL 600.3204 (1) (d) requires that a party own the indebtness or interest in the indebtness BEFORE foreclosing by advertisemnt.

Each provision of a statue (MCL 600.3204) should be given effect, and each should be read to harmonize with others. See Michigan Basic Property Insurance v Ware, 230 Mich App. 4, 49; 583 NW2d 240 (1998).

The [Shiawassee Condominium Association also Jeffrey Vollmer] do not create, supersede or overrule the law of Michigan [MCL 600.3204].