Being a faithful follower of all of the rules...I attempted to follows the plan that the Transforming Debt into Wealth advocates...however I was not as computer literate as I should have been to be able to accomplish all of the tutoring...I attempted many times with different people on the phone to no avail...I paid nearly $17, 000.00 (which should have been a red flag to me) but I am a trusting person (nieve) and believe people are trustworthy...When I filed a complaint ONLY requesting a portion of my money back for unfulfilled promises, I was told I had another year to "make it work" I tried again but the adviser became very agitated with me and I totally became intimidated by that approach and was unable to complete anything...I would love to explain my negotiations with someone who controls business at this company but I have been prevented from doing this when attempts have been made...I would appreciate hearing from anyone who may have a similar concern...or the success stories as well...